If you’re considering pension loans but also want to look at other options… or if you are just generally looking for free and unbiased pensions advice, take a look at The Pensions Advisory Service (TPAS) website – www.pensionsadvisoryservice.org.uk

As they say on their site –

“We are an independent voluntary organisation that is grant-aided by the Department for Work and Pensions (DWP).

We provide information and guidance to members of the public on all pension matters, covering state, company, personal and stakeholder schemes.

We also help any member of the public who has a problem, complaint or dispute with their occupational or private pension arrangement. We do not deal with problems, complaints or disputes relating to state pensions.

Our service is free and is provided by a nationwide network of volunteer advisers who are supported and augmented by technical and administrative staff based in London.

We are very proud of the calibre of our personnel. Our volunteers and pensions technical staff have many years experience working in the pensions industry and have a wide range of professional qualifications.”

There is all kinds of useful information on their website, including online Retirement Planners, Pension Calculators, Annuity Planners and the latest information on State Pension Ages and their changes. Highly recommended!