If you’re considering pension loans but also want to look at other options… or if you are just generally looking for free and unbiased pensions advice, take a look at The Pensions Advisory Service (TPAS) website – www.pensionsadvisoryservice.org.uk As they say on their site – “We are an independent voluntary organisation that is grant-aided by…

Pension unlocking has recently been proposed by the CBI (Confederation of British Industry) as a way to kickstart the stalling UK housing market.  They suggested that first-time buyers should be able to borrow against their pension to fund a larger deposit on their home. Retirement Solutions reported the suggestion – “Current pension rules let pension…

Pension loans can come in different forms. The best option for you will depend on your circumstances and the details of your pension fund. We have attempted to answer some of the common questions below. If you are considering this option please book a free phone call to discuss your options – using the enquiry…

“Cash in Pension” offers from company pension schemes are being offered by more and more employers at the moment. They are tempting staff with “Enhanced Transfer Values” (ETVs) for those who transfer out of their final-salary-linked pension scheme or offering a higher pension now, in return for giving up future inflation-linked increases. A recent article…

A “Pension Reciprocation Plan” was a way of releasing money from a pension fund – like pension loans – that was popular a few months ago. There were claims that you could borrow up to half the value of your pension fund. But in June 2011 The Pensions Regulator seized the bank accounts of six…