Pensions Over £30,000 only
This particular option is only available to people who have over £30,000 in a UK pension fund (or a combination of smaller funds).
Release up to 89% of your funds. Not “pension loans” or “pension liberation”
Pension loans can be a great solution for people with smaller pension funds, but they usually only offer 5% to 50% of the value of your current fund. With our scheme you can release up to 89% into a new trust, wholly controlled by you, and then make an interest free loan to yourself.
HMRC and the Financial Services Authority (FSA) have issued recent “scam warnings” about “pension liberation” schemes. With other schemes, there is a danger that you may have to pay a large tax bill against any money released early from your pension. Our service is fully compliant with HMRC rules, backed by a leading QC’s legal opinion, and completely tax-efficient. You can even transfer other funds, income or assets into your new scheme (as well as your pension), to minimise your future tax liabilities.
The type of trust that we help you to transfer your pension into has been used successfully for over 20 years by thousands of High Net Worth Individuals looking to minimise their tax burden. It has successfully passed through several tax enquiry periods.
No age restrictions, early pension release available
You can use our scheme to release cash from your pension at any age – under 55 or over 55.
No Credit Checks, No Interest Charges
Unlike a pension loan, our scheme helps you to transfer your retirement fund into a new financial vehicle, completely owned and controlled by you. You can then use the money as you see fit, whether you want to invest it in new opportunities, or lend it to yourself (interest free) to make investments or pay off debts. There are no credit checks and no interest charges to repay.
No proof of income required, use the cash for any purpose
As you are transferring cash from a pension fund (or from several funds) that you own, there are none of the usual complications associated with loans – no proof of income is required, no-one checks what you will be using the money for, it is completely up to you.
You could use it to fund other investments that you think will be more valuable than your current pension investments. You could use it instead of a business loan, for business start-up or expanison. You could use it to invest in property. You could use it to pay off a mortgage, credit card bills, or other debts that may be costing you more in interest than your pension fund is currently earning.
Fast & friendly service, no obligation consultation
To find out more, fill in the contact form at the top-right of this page. One of our experts will call you, free and without obligation, to discuss your situation and explain your options.
Note: we do not provide financial advice, and neither will our experts. If you are at all unsure whether this is the right option for you, we suggest that you speak to one of our experts first, to get the relevant information, and then take that information to a qualified Independent Financial Adviser to discuss it further.